Zero down home loans and mortgage loans
First Security Home Loan Services takes a look back at Columbus Ohio quite a few year back.
Buying a home is very easy with First Security Financial Mortgage Services

First Security services the Miami, Orlando, Tampa Bay, Daytona Beach, Fort Lauderdale, Jacksonville, Key West, Palm Beach, Boca Raton, Clearwater, Cocoa Beach, Fort Myers, Hollywood, Gainesville, Kissimmee, Marco Island, Miami Beach, Naples, Panama City Beach, St. Augustine, St. Petersburg, Sarasota, Tallahassee, Venice, West Palm Beach and Winterhaven area along with the entire state of Florida.


For all of your mortgage needs please contact:
David J Zwierecki
Phone 888-418-4467 Fax 440-614-0134

No Money Down Home Loans Blog

What to Look for in a Mortgage Broker
When working with a mortgage broker to get a new loan for your home, there are certain things you should look for. Possibly the most important aspect of a good mortgage broker is one who listens to you. You need to know that the person is working in your best interest, and how can they do that ...
(Posted: 5/29/2006 7:13:59 AM) Permanent Link

Using Your Equity to Make Home Improvements
If you have equity in your home, you can use that equity to pay for improvements to your home. ...
(Posted: 5/29/2006 7:13:58 AM) Permanent Link

Private mortgage
It is a type of financing alternative, which is granted by the private lenders. It comprises of mortgage loans which are made by private lenders instead of traditional sources like-banks, government or landing institutions. It helps the borrowers regardless of their poor credit rating, but carries v ...
(Posted: 5/29/2006 7:13:57 AM) Permanent Link

1031 Exchange
A 1031 exchange is a vehicle that allows investors to avoid paying capital gains tax on the appreciation of a property when they sell. While you can avoid the taxes, there are certain things that you must do in order to stay within the guidelines of a 1031 exchange. ...
(Posted: 5/29/2006 7:13:56 AM) Permanent Link
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House Flipping
House flipping is the practice of purchasing a home and then selling the home in a short period of time, in an attempt to make a quick profit. ...
(Posted: 5/29/2006 7:13:54 AM) Permanent Link
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Hard Money
A hard money loan is a specific type of financing in which a borrower receives funds based on the value of a specific parcel of commercial real estate. Hard money loans are typically issued at much higher interest rates than conventional commercial or residential property loans and are almost never ...
(Posted: 5/29/2006 7:13:53 AM) Permanent Link

Your Credit History
A borrower's record of various personal debt ie: credit cards, consumer debt, etc. and whether payments were made on time. Mortgage lenders will review the borrowers' credit history to help determine their loan qualifications and the terms of the loan. ...
(Posted: 5/29/2006 7:13:52 AM) Permanent Link

Mortgage Insurance
When you have a mortgage that exceeds 80% of the appraised value of the property you typically have to pay mortgage insurance on your loan. You may hear of mortgage insurance called Private Mortgage Insurance (PMI) or Mortgage Insurance Premium (MIP), but they are essentially the same thing. ...
(Posted: 5/29/2006 7:13:47 AM) Permanent Link
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Refinancing with Less Than Perfect Credit
Many homeowners mistakenly believe that they cannot qualify for a refinance or benefit from one because they have a less than perfect credit history. The fact is I have hundreds of loan programs available for borrowers who have had credit difficulties. A mortgage professional such as myself can ana ...
(Posted: 5/29/2006 7:13:46 AM) Permanent Link
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Mortgages for people with poor credit
If I have bad credit can I still buy a home or can I refinance my home if my credit scores are low? These are two of the most asked questions by consumers with less than perfect credit. You can obtain a mortgage home loan even if your credit is not perfect. There are many mortgage programs available ...
(Posted: 5/29/2006 7:13:44 AM) Permanent Link
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